Malaysians cut spending to cope with rising cost of living - Page 26
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Thread: Malaysians cut spending to cope with rising cost of living

  1. #376
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    Quote Originally Posted by bslee View Post
    Keep cell phone calls to minimum and on need to basis. Spending average RM100/month on phone calls and broadband is NO JOKE! [B]I spend RM30 per 8 months..
    I'm curious to know - How you are able to spend 'RM30 per 8 months'? .......Please share your secret, 'cos even if you are using a Prepaid Sim, the bare minimum you will need to spend to have your line active is RM30/month. Of course your can have the phone active to receive calls only for 2[or is it 3] months without topping up.....but for 8 months?? Unless you have a Free postpaid line, no package and pay for calls only......Please share

    Quote Originally Posted by kwchang
    Actually very few people voice-chat on the phone... BS, you are not on a smartphone but a large population of Gen-Y are on data chats (facebook, whatsapp..) which is FREE if you use available free (office?) WiFi.
    And by the way, BS, you sound like you are using prepaid SIM. Did you know the cost of making a single call varies depending on the prepaid purchase you make? I believe it is much cheaper (per call basis) if you bought RM30 compared to RM10 uploads. What the rakyat don't know is the poorer people who could only afford a RM10 prepaid is actually paying for expensive phone calls.
    You are correct on Smartphones being the 'cheapest' way these days to be 'sort off' mobile. As long as you have WiFi connectivity, you can browse the Net, send/receive Text and Voice/Video messages and more for Free ......All you need is a 'cheap' Smartphone [as low as RM99 now ].....one time activation [max RM10].....and someone elses WiFi

    Quote:
    "Did you know the cost of making a single call varies depending on the prepaid purchase you make? I believe it is much cheaper (per call basis) if you bought RM30 compared to RM10 uploads."

    Chang, this may not be correct. You call rate is not based on the amount you 'top-up', however your 'active period' is. Generally, you need to top-up RM30/mth to keep your phone active.

    Not a Prepaid user myself, but purchase it often for the kids when they are back for breaks.....here's what I know about the 'best' package now.

    Call rates using a Prepaid Sim is no longer at those exorbitant rates like they were charging a few years back. Back then it was something 0.38sen/min or more. ......Now most are charging rates similar to Postpaid.....which should be right because Prepaid call should be cheaper because you have already paid upfront for it, No Credit charges! .......They had no choice....Once WhatsApp and others started offering Free Calls, they got sXXXed

    The best package right now is U-Mobile Prepaid.......They are aggressively penetrating this huge market. At 10sen/min for calls, 8sen SMS, to all Networks, Free 3GB [1GB High Speed], Credit roll over to next month - the package is good. Plus if you purchase a new Sim @RM8.50 plus 10 bucks topup from 99 Stores....you get 5 packs of Sarawak Laksa Free plus I think 7-11 has other offers for top-up too

    >Checkout U-Mobile Prepaid Offers Here<
    Disclaimer: No vested interest

  2. #377
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    Quote Originally Posted by kwchang View Post
    Just a few reality issues

    Not everyone has a spouse or mother at home to prepare food and I think most people (from other towns) working in the city don't have kitchen facilities in rented rooms

    Yes, It does vary, but I seem to see many people, young families, young people who eat out very often at rather expensive places, especially fast food outlets, tell me its not expensive food there?

    For balik kampong, not everyone drives... inter-city bus fares are actually very cheap by comparison and can be both cheap and comfortable
    The point is many drive and pay high toll rates to n fro many times a year, since Malaysia is full of festive holidays. Massive jams cost more petrol than fairly estimated.

    I agree with BSLee here - Did you know that really rich people have quite dowdy tastes? It may surprise you but the poorer and mid-income group are more likely to spend on new trendy (and expensive) clothes ... sort of a psychological thing to over-compensate for the lack of higher income
    Yes, I think many rich and wealthy are simply more prudent in spending. Its NOT a case of spend more due to permissible liberty of high income to cope. Most low to mid income people don't deserve a new iphone 6 at RM2.7k, its a huge chunk to their average income which already put them among urban poor. Poor man own a very expensive phone?..it does defy my logic. They can get on with life using a RM600 smartphone at best.

    Actually very few people voice-chat on the phone... BS, you are not on a smartphone but a large population of Gen-Y are on data chats (facebook, whatsapp..) which is FREE if you use available free (office?) WiFi.
    And by the way, BS, you sound like you are using prepaid SIM. Did you know the cost of making a single call varies depending on the prepaid purchase you make? I believe it is much cheaper (per call basis) if you bought RM30 compared to RM10 uploads. What the rakyat don't know is the poorer people who could only afford a RM10 prepaid is actually paying for expensive phone calls.
    From my POV, since eating out is at silly prices, people just have to go extra mile to DIY cook home, even if come back from work at 8pm. Cook simple dishes lah..dunno how to cook? got Youtube tutorials.. I don't expect everyone including single people renting rooms to do the same, but I reckon there's many families with own home and kitchen. Its just the will and extra effort. The easy way out is eat out, no need to cook, no need to wash dishes, no need set the table...all too easy. Yes, I agree there was a time eating out is affordable and cheap. NOT NOW and the near future. Teh tarik from RM1 to 1.80 in few years is RIDICULOUS!
    Really, not to my observation. I've come across numerous rural folks topping up RM10 everyday for voice and data services. Maybe you mingle or are surrounded by people who have free wifi or home wifi with ease.
    Yes, I'm with prepaid SIM for over 15 years. Since there's Friends list, I use it, wife, children, family, close friends on that list and this is where Digi give special rates compared to normal. Anyhow, I do not count exactly how much I use every month but I know I top up RM30 once a year...that's it. No data services.

  3. #378
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    Quote Originally Posted by bslee View Post
    Yes, I'm with prepaid SIM for over 15 years. Since there's Friends list, I use it, wife, children, family, close friends on that list and this is where Digi give special rates compared to normal. Anyhow, I do not count exactly how much I use every month but I know I top up RM30 once a year...that's it. No data services.
    BSLee,....looks like you answered my question, but you may not have been aware of the Digi Package you are on.

    This is a little known feature on Digi Prepaid called 'Super Long Life'......You're right, validity is for a year. Good for people who hardly use phone.

    Good on you Lee....you really know when and where to save

    Many on Digi are unaware of this feature, frankly so was I .....but then again, the way most people are on their phones, does this feature matter to them

    Quote from Digi Chat:

    The Super Long Life is RM38 for a duration of 1 year. The account needs to have at least RM43 credit so that you have minimum RM5 credit right after subscribing to SLL....Dial *128
    So this means, they charge RM38 to keep your phone active for 1 year, then you top up how much you need over the year.

  4. #379
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    Quote Originally Posted by kuma View Post
    This is a little known feature on Digi Prepaid called 'Super Long Life'......You're right, validity is for a year. Good for people who hardly use phone.

    Quote from Digi Chat:

    So this means, they charge RM38 to keep your phone active for 1 year, then you top up how much you need over the year.
    RM38? This is not as sweet a deal as what Maxis offers. With Maxis prepaid, it only cost RM33!

  5. #380
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    Yes, I AM on this super long life feature. It was 30 till last year, they raised it to 38, I was damned!..but nevermind, my overall use of cellphone is at a bare minimum.
    I don't gayut talipon and tok kok for hours like I've seen people do it habitually and for fun with NO BENEFIT gained. If you're seeing some potential income from the call..by all means..

  6. #381
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    Quote Originally Posted by kuma View Post
    ...Call rates using a Prepaid Sim is no longer at those exorbitant rates like they were charging a few years back. Back then it was something 0.38sen/min or more....
    Thanks for the correction. Actually the high cost per call for cheaper top-up was many years ago when I was doing it for my kids (I agree I am out-dated since I do not pay for prepaid services) ....they are now on postpaid. So the mobile services have more reasonable rates today.

  7. #382
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    Quote Originally Posted by kwchang View Post
    I agree I am out-dated since I do not pay for prepaid services)
    Hmmm!..reckon you better keep touch with reality of fast changing and pertinent events and happenings. Keep touch or loose out in some manner. I have to be on my toes to be as resourceful as possible..am not saying i must know everything. My old brain can only go so far.

  8. #383
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    [QUOTE=bslee;600652]Hmmm!..reckon you better keep touch with reality of fast changing and pertinent events and happenings. Keep touch or loose out in some manner. I have to be on my toes to be as resourceful as possible..am not saying i must know everything. My old brain can only go so far

    Everyone have to do it in this world, just like when entering the era of fax machine,then microwave.etc...

  9. #384
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    Self explanatory.....

    'Those who disbelieve in God always raise prices, minister tells Parliament'

    >See more Click Here<

  10. #385
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    Quote Originally Posted by kuma View Post
    Self explanatory.....

    'Those who disbelieve in God always raise prices, minister tells Parliament'

    >See more Click Here<
    Now become God also very difficult,no rain,pray to God,highway collapse blame God,flood blame God,landslide also act of God,tsunami also God's work,mirror in hospital resemble some saint also act of God...haiz....have i left out anything..oh raise prices don't believe in GOD...what about GST ????

  11. #386
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    Quote Originally Posted by jan tomaswaki View Post
    Now become God also very difficult,no rain,pray to God,highway collapse blame God,flood blame God,landslide also act of God,tsunami also God's work,mirror in hospital resemble some saint also act of God...haiz....have i left out anything..oh raise prices don't believe in GOD...what about GST ????
    How hilarious!
    Now I am wondering those who implements GST and causes Ringgit to devalue which directly cause price hike, do these people believe in God or not?!
    有才而性缓定属大才,有智而气和斯为大智.

  12. #387
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    Quote Originally Posted by HTCHONG View Post
    How hilarious!
    To me its entirely believable by that percentage who didn't flinch to vote them to office. Its their trend to believe anything they say. Nod yes to everything they say, Any criticism or disagreement to anything they say is a no-no.

  13. #388
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    Not fair to blame God. Take charge and be responsible!
    lbn

  14. #389
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    Quote Originally Posted by lbn View Post
    Not fair to blame God. Take charge and be responsible!
    The best excuse of the excuse.

  15. #390
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    Need some tips?

    'Surefire ways to keep cool and save money'

    "Consumers are bringing back traditional methods to conserve electricity and water in their effort to avoid sky-rocketing bills."

    There are quite a few examples in the article, but this one [below] has got me puzzled.....like this oso can ah? ......Am I missing something here?

    Quote:
    "Housewife Rose Soosay, 75, said she started saving electricity by taking showers while it was still bright to avoid having to switch on the light.
    .............She said this made it possible for her to reduce her electricity bill by 30 per cent for the past two months."

    >>Read More @MM<<

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