Who do you bank with?
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Thread: Who do you bank with?

  1. #1
    Join Date
    Nov 2004
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    Who do you bank with?

    Hi All

    Public Bank. I like them and my family have always been impressed with their service. What do you say of your bank?

    Thankz

  2. #2
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    Talking Re: Who do you bank with?

    Public Bank nice or not I don't know. But most of the time I saw the staff working in the bank is in slow motion mode. They do their job slowly and nicely. Maybe they have no commision to serve a customer, if in future the bank give commision to the staff for each customer they serve. I think the situation will be a big difference.

  3. #3
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    Re: Who do you bank with?

    I agree, they're very fast especially transactions over counter. Waiting time is very short but some of their branches still don't have cash deposit and cheque deposit machines. For this I use Maybank and I also prefer Maybank2u.com compared to pbebank....faster in loading.

  4. #4
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    Re: Who do you bank with?

    Hi myfogo
    It would be nice to know which is your bank and why you like it...i have given my choice for my reasons.

    Thanks

  5. #5
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    Re: Who do you bank with?

    Hi Ski,
    I using Maybank and Bumiputra Commerce. 2 of this bank dont have good impression on me. May be in future I will try Public Bank as you suggest

  6. #6
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    Re: Who do you bank with?

    don't know of the "new" PBB but the "old"(?) one was bad, at least to me - once for bouncing a chq which was short by less than rm10 when my office was just 3 doors from the bank & the bank didn't call; the other time for disgracing my late mother & late brother over unpaid credit card bills.

    am using MBB - still the best one around, IMHO.
    What you have to do and the way you have to do it is incredibly simple.
    Whether you are willing to do it, that's another matter.

    - Peter F. Drucker

  7. #7
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    Re: Who do you bank with?

    Who do I bank with??? hmmm....I bank with Public Bank, Maybank, Alliance, Hong Leong, Citibank & HSBC for the following reasons:

    1. PB-efficiency, queue not too long & the staff very friendly. Only thing is I can never get their credit card despite numerous applications!Tho, ebanking very slow & always got problem.
    2. MBB- Have both savings & current account, queue always very long & staff not very friendly. Have good e-banking solutions tho I discovered most of their cheques & cash deposit machines always out of service during weekends & holidays...
    3. Alliance Bank- Not too bad.E-banking is fast tho not as much function as MBB/PBB. Queue also not that long & staff helpful. Cheque bounce they will call & inform you.
    4. Hong Leong- very slow & inefficient. The only reason I have an account with them is my car loan is from then HLF. The staff do things very slow even not many people.
    5. Citibank- can't say much about their personal banking tho I hear lots of complaints about their credit card's customer service. So far, they have not given me much trouble....so...
    6. HSBC-my all time favourite. Although still a bit conservative in their banking, they have excellent service. Tho, its not very convenient -have very few branches...

  8. #8
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    Talking Re: Who do you bank with?

    my first vote goes to public bank
    experience with pb branches at shah alam, oug,
    they have many tellers to serve u, waiting time is short,
    at pb shah alam, they even have an officer to help direct u to the correct counter , etc
    maybank....... long q...... wherever u go .....
    to buy a bank draft will cost u RM 5.00 at maybank
    any bank charge higher than that ??

  9. #9
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    Re: Who do you bank with?

    [QUOTE=mysticalangel]Who do I bank with??? hmmm....I bank with Public Bank, Maybank, Alliance, Hong Leong, Citibank & HSBC for the following reasons:

    1. PB-efficiency, queue not too long & the staff very friendly. Only thing is I can never get their credit card despite numerous applications!Tho, ebanking very slow & always got problem.

    PB credit card, actually its not difficult, when you send in your application form, just show them you have FD and Saving account with their bank, even better if you have Current account with them, but they are very conservative in term of giving credit limit to new applicant even though you are holding credit card with another bank for more than 10 years n your record have no problem like delay payment.

  10. #10
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    Re: Who do you bank with?

    Sato, I've tried a few times lah but since they don't want to give me then I go other bank. Used to hold PB's supplementary card in uni days courtesy of dad, even that also they can't take into consideration.

  11. #11
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    Re: Who do you bank with?

    PB is very conservative. Not advisable to go to them for credit cards. Even though I maintain my personal and company accounts with them, I still go to HSBC and Citibank for credit cards. Good experience with them. No idea about others....

  12. #12
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    Re: Who do you bank with?

    Err...Orchi was told all banks take your money only.....ahem...our grandparents n their parents before them...either keep their moneys around their waists...or in their sleeping pillows...err...ahem...PCYeoh ...can you confirm this?

  13. #13
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    Re: Who do you bank with?

    I bank with Maybank not because I think highly of them. They are quite absurd at times. Machines always seem to be out of order. And the banking hall is always crowded. Also, many tellers cant seem to even understand English! Use them only due to circumstances

    BB? Another aiyah bank. Again, circumstances....have to use them.

    Arab Malaysia in Taipan? The best for me at the moment. Only constraint is traffic problem there. But the staff are friendly and not so crowded.

    But I do miss what is to me the BEST BANK ever in Malaysia.....Phileo Allied!!!
    They were not only efficient and friendly. Their e-banking was the most efficient too! Wish they were still around!!

  14. #14
    Join Date
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    Re: Who do you bank with?

    Can't agree more with Patrick, Philleo Allied was the best bank I have met. Well run, innovative and efficient. Sad that being the best is just not enough to be around in those day ....

    From Philleo, that's how I end up with MBB, agree that most of their bank counters are crowded, but the service of their private banking at Taipan is exceptional good and commendable, another plus point is I can count on their online MB2U which I think is a blessing.

    Hong Leong bank to me is hopelessly not customer oriented, conservative and inefficient.

    Public bank, too conservative but steady.

    HSBC, have pleasant experience with most of their branches except the one in USJ, some staff are plain arrogant.

    StandardChart, average joe.

    BB, slow and not steady, avoid if I can, only dealing with them due to circumstances ..

    Southern Bank/finance -- not presentable and not very impressive (sunway, shah alam, ss2 ... ), giving me impression like waiting to be take over ..
    Do Unto Others

    "Possessions, outward success, publicity, luxury -- to me, these have always been contemptible. I believe that a simple and unassuming manner of life is best for everyone, best for both the body and the mind." --- Albert Einstein

  15. #15
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    Re: Who do you bank with?

    Thanks for all your responses, maybe i have to reword my topic from "Who do you bank with" to "Good and Bad Banks in Malaysia ,your views" does not matter carry on anyway.
    Last edited by Ski; 02-11-2004 at 08:44 PM.

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