With so much money lost in the national coffer and reserves, what do you speculate would be the dividend for 2018? 2%? 4? 5?... Maybe its time to take out and put into the 12mth FD at 5%...aye or nay?
Budiman
With so much money lost in the national coffer and reserves, what do you speculate would be the dividend for 2018? 2%? 4? 5?... Maybe its time to take out and put into the 12mth FD at 5%...aye or nay?
in luv with bikes...in lust with AphroditeS AWAS! Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .
p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt
Registered User
The EPF's dividend for year 2018 definitely would be lower, maybe around 4%.Originally Posted by tupai
Budiman
It will be lower in line with what's going on in the world's and local economy. How much lower? Wait and see.
" In the land of the blind the one-eyed-jack is king."
Budiman
I think optimistically... 3% to keep in line with normal FD...
in luv with bikes...in lust with AphroditeS AWAS! Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .
p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt
Banned
EPF annual dividend rate (%) from 2006 to 2017 :
2006 - 5.15
2007 - 5.80
2008 - 4.50
2009 - 5.65
2010 - 5.80
2011 - 6.00
2012 - 6.15
2013 - 6.35
2014 - 6.75
2015 - 6.40
2016 - 5.70
2017 - 6.90
Average annualized return is 5.93%.
During the 2007/08 subprime crisis that paralyzed their equity income (local and foreign), EPF still managed to give 4.5%.
So far, there is nothing of the scale of subprime crisis that can cripple the equity income.
Banned
Latest from EPF web
" The Employees Provident Fund (EPF) reported an investment income of RM5.2 billion during second quarter 2008 (Q2), representing a 26.3 per cent increase in performance compared to the previous quarter. The bulk of this improvement was attributed to income from equities, which doubled from RM1 billion to RM2.1 billion for the period under review. "
https://secure.kwsp.gov.my/portal/en...rimaryKey=1007
Budiman
That 2008 era is different. M'sia is not in 1trillionRm debt...and regional equity free falling was an opportunity for the then EPF (under the very capable hands of Dato then Tan Sri Azlan Z ) to 'pick dead chicken'...
Today's national debt scenario is scary. What more, when sadly GST got booted out... summore back taxes owed to companies & individuals plus missing funds...
Si leow lah liddat! So how to give out more than the standard FD?
decision. Decision. Decision....
in luv with bikes...in lust with AphroditeS AWAS! Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .
p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt
Banned
Last year EPF dividend is unprecedentedly high, 6.9%.
For sure, 2018 will not touch 6%. I am positive it is likely between 4.5% to 5.5%.
I still prefer EPF over coupon because coupon rate is flat and the sum is locked for a few years. EPF dividend is compounded.
p/s : Harry's New York Bar at No. 5, Rue Daunou, Paris is said to be the birthplace of Bloody Mary. There is a little nice hotel right in front of this bar, within 2 minutes walk to the Opera House. Ernest Hemingway was the regular customer there before...
Cheers, bye bye all
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