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Thread: Why advertise one's medical condition?

  1. #1
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    Why advertise one's medical condition?

    Why do some people advertise their medical condition on a Public Forum like this one? Will they do the same if they have, say Syphilis?

    I can understand if one is to confide with close friends and relatives. You know, it is good to talk to someone. But here we hardly know the guy.

    If one have a condition the Doctor is your best friend, no?
    " In the land of the blind the one-eyed-jack is king."

  2. #2
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    Quote Originally Posted by Henry T View Post

    If one have a condition the Doctor is your best friend, no?
    She went to the doctor and told the doc she is ahving a discharge. The doctor asked her to strip, lie down and spread her legs.
    She obeyed...He then peered, probed, poked and did a thorough check and looking up, asked "Any pain, ? how does that feel?"
    She replied "Oh, That felt good...but doc I have a discharge in my ear..."

    So, the moral of the story? Dont always trust your doctor lah...
    in luv with bikes...in lust with AphroditeS AWAS! Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .
    p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt

  3. #3
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    I was once chatting with a specialist at the cut-throat hospital nearby...

    He said he is concerned of the escalating medical costs and being in this profession, he reckons annual limit of shringgit 1million is insufficient. He has increased his medical/hospitalisation coverage to shringgit 3million per year.... !!

    He then continued to tell me what kind of future increase in medical costs especially for non-communicative diseases like heart complications, irregular blood pressure, diabetes, kidney failure, liver failure, etc/etc that will cost a boom in future...!! If I don't know him, I will surely think he is an insurance salesman and a very good one.

    The above is NOT fake news and the doc is a celebrated professional in his specialized field.


    p/s : Now, I'm so scared that my medical coverage/hospitalisation is inadequate at old age and may end up sharing a 4 bedded room with aliens !!
    滔滔逝水 , 急急流年 。

  4. #4
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    Quote Originally Posted by opulant View Post
    I was once chatting with a specialist at the cut-throat hospital nearby...

    He said he is concerned of the escalating medical costs and being in this profession, he reckons annual limit of shringgit 1million is insufficient. He has increased his medical/hospitalisation coverage to shringgit 3million per year.... !!

    He then continued to tell me what kind of future increase in medical costs especially for non-communicative diseases like heart complications, irregular blood pressure, diabetes, kidney failure, liver failure, etc/etc that will cost a boom in future...!! If I don't know him, I will surely think he is an insurance salesman and a very good one.

    The above is NOT fake news and the doc is a celebrated professional in his specialized field.


    p/s : Now, I'm so scared that my medical coverage/hospitalisation is inadequate at old age and may end up sharing a 4 bedded room with aliens !!
    Door, your doc friend is frightening you lah. He is selling his hospital. He TCSS. Angiogram cost rm2500 or was it 4500 in the philanthropist hosp in jln Pudu but cost rm11500 in the cut throat hosp nearby subang parade.... And dunt even ask about angioplasty cost. The op might be successful, you might just die of maSsive heart attack upon sighting the bill...
    in luv with bikes...in lust with AphroditeS AWAS! Suspek is an Avid procurer to myths, lies, legends, folklores, i-ching, rumors, misinformation, cakap-ayam, spɹoʍ uʍop ǝpısdn puɐ˙˙DLL .
    p/s Take all the above with a XL salted duck egg, wash down with 2fingers of sodium hypochoride, and suck on to a pebble size tmn negara Rock salt

  5. #5
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    It depends on what disease/illness get you in the end.

    Say, you have a fatal heart attack, you die immediately or three days later. The medical cost wouldn't amount to much. So, if you are covered for 3 million then the huge balance is wasted.

    The main worry is when the illness is chronic and you are in and out of hospital for treatment for months and years.

    For serious illness treatment a month in a private hospital can cost a six figure sum.
    " In the land of the blind the one-eyed-jack is king."

  6. #6
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    In the worse case scenario there are Government operated Hospitals to turn to.
    " In the land of the blind the one-eyed-jack is king."

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    The ex deputy prime minister of Australia Barnaby Joyce's wife gave birth in a Government public Hospital.

    Obviously he does not have private insurance.

    Why worry "3" and worry "4."

    http://www.abc.net.au/news/2018-04-2...by-boy/9681132

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    Quote Originally Posted by Naka View Post
    The ex deputy prime minister of Australia Barnaby Joyce's wife gave birth in a Government public Hospital.

    Obviously he does not have private insurance.

    Why worry "3" and worry "4."

    http://www.abc.net.au/news/2018-04-2...by-boy/9681132

    The highest income tax rate in australia is more than 40%, I think is 45%.

    With similar pay grade, Aussie pay at least 70% more in personal income tax than here. The savings in income tax due to the lower tax rate in Malaysia is more than enough to pay for a RM3 million medical and hospitalization insurance, plus a yearly vacation to Europe or East Asia.

    Oh... before I forgot, I think you mentioned somewhere that the public healthcare in australia is not free, australians are liable to pay the Medicare levy which is 2% of taxable income, no ??

    2% of certain income bracket is quite a lot of money, definately is enough to pay for a top private medical insurance. So, why should someone earning better income have to subsidise someone else medical bills like what happening in Australia.. ??
    滔滔逝水 , 急急流年 。

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    Quote Originally Posted by opulant View Post
    The highest income tax rate in australia is more than 40%, I think is 45%.

    With similar pay grade, Aussie pay at least 70% more in personal income tax than here. The savings in income tax is more than enough to pay for a RM3 million medical and hospitalization insurance, and maybe a yearly vacation to Europe or East Asia.

    Oh... before I forgot, I think you mentioned somewhere that the public healthcare in australia is not free, australians are liable to pay the Medicare levy which is 2% of taxable income, no ??

    2% of certain income bracket is quite a lot of money, definately is enough to pay for a top private medical insurance. So, why should someone earning better income have to subsidise someone else medical bills like what happening in Australia.. ??
    Let's better deal with the question of the thread starter?

    Why advertise a medical condition to the whole world as if we are interested?

  10. #10
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    Quote Originally Posted by Naka View Post
    Let's better deal with the question of the thread starter?

    Why advertise a medical condition to the whole world as if we are interested?
    An outlet to vent? or communicate to someone?
    sometimes it is easier to communicate to people whom one doesn't know well?

  11. #11
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    Some may want to seek different opinion or to find out anything that they don't know..

    Some advertise their medical conditions with twisted facts, exaggerated and unsubstantiated stories. Worse they do this again and again until they have forgotten their new story contradict to their previous stories...

    This itself is a symptom of medical conditions and they are advertising this symptom without knowing it...
    滔滔逝水 , 急急流年 。

  12. #12
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    Quote Originally Posted by Henry T View Post
    .... The main worry is when the illness is chronic and you are in and out of hospital for treatment for months and years.

    For serious illness treatment a month in a private hospital can cost a six figure sum .
    The annual limit is an important number when buying medical insurance.

    RM1mil is a "reasonable" amount. I think the new medical insurance does not impose lifetime limit and come with a certain amount of outpatient treatment claim.

    Buy standalone medical insurance WITHOUT any link to life/TPDB and investment, the premium is still reasonable. If you buy around age 50, the yearly premium for a RM1mil medical coverage is about a return economy ticket to London (not airasia).
    滔滔逝水 , 急急流年 。

  13. #13
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    Quote Originally Posted by opulant View Post
    Just buy the medical insurance WITHOUT any link to life/TPDB and investment, the premium is still reasonable. If you buy at age 50, the yearly premium for a RM1mil medical coverage is about a return economy ticket to London (not airasia).
    hi opulant, would you know if the insurance firm is willing to provide this coverage if one has HBP and/or diabetes?
    right now covered by company insurance and a relatively ok personal medical card, but more coverage is always better than less....

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    Quote Originally Posted by IanQ View Post
    hi opulant, would you know if the insurance firm is willing to provide this coverage if one has HBP and/or diabetes?
    right now covered by company insurance and a relatively ok personal medical card, but more coverage is always better than less....
    Hi IanQ, I am not in this insurance biz. What I posted here is from my own experience buying medical insurance for myself and my family members.

    I doubt the insurance firms will accept and even they do, the premium would be very high. Maybe can just give them a call to find out.
    滔滔逝水 , 急急流年 。

  15. #15
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    Cool... thanks opulant. I was just curious. thanks.

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