At at 10am, StandChart I saw the exchange rate was 3.7997. At 12:30pm, PBB rate break 3.80 at 3.8020.

Last night my girl was telling me to hold on payment, hoping it will go down.

So many things not right, thanks to BN

http://www.themalaysianinsider.com/s...mak-khuin-weng