Like my friend who has retired said, he will stay on in spore until he cannot afford to stay there and then he will move back to malaysia (he only said that in jest) According to him he needs to spend about 7 to 8 k a month to maintain himself in the way he is accustomed to. As he had said to his two daughters they will get the balance of what he has left after he goes to heaven/hell and he does treat himself well now, rather than leaving it all to his daughters. Like I said he has not been working for the last 15/16 years. He's not filthy rich like some people here. His monies are from his savings and investments and he is staying in a 40 year old bungalow which is still in good condition, drives a 7 series and has a weekend home in jb. When I go over to spore he brings me to eat in tanglin club and their set lunch is below 15 dollars which is very good value in spore. I can spend that much in a coffee shop. He has a maid who will peel off the skin off the rambutans and puts it in the fridge and we will have wine and chilled rambutans in his house. He was telling me that is the way to retire but i told him malaysians can only afford to do that if they worked in spore all their life . He was flying for sia when he retired so he managed to save quite a big sum of money i guess.