Originally Posted by Jennylim
Just talking on experienxe, if you are conservatives these are what you can do;
1. premier banking/priority banking as mentioned by Rhiga - they usually have products that give you better return than FD, from short term to long term.
2. Dividend fund – stable ones give you 6% to 8% return plus capital gain.
3. Stable bond fund – usually gives 5% return plus capital gain.
4. Good shares – give you 6% to 9% return plus capital gain.
What is good or stable? You need to look at their records, their debts, assets, business forecast, pass dividend records, who are in the board, etc.
If you have no holding power, just go for item 1. If you are aggressive investor, go for anything but do your research first before you go in.