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zinglicious
17-12-2017, 12:23 AM
How is Rakyat coping up in the present and future economic danger?

I just went around several Tesco outlets to shop for some turkey and found it is not that vibrant as before. In fact, most of the Tesco space even in the HQ was downsized. Shah Alam to PJ outlets were quiet. And even the Mamak outlets facing lukewarm response during premier league matches. And this is December where it is considered as festive month.

The worst performing sector could be automobile where Proton is having sales with 50% discount for Exora ( though it was said that it is for vendor and staff of saudara saudari Proton where the car sold cannot be resold for 1 year of ownership. )

Otherwise it could be housing factor. It is an issue of not having enough income and houses being too expensive to put the roof over MY heads.

In BNM’s 2016 Annual Report released in March this year, financial simulations showed that those earning less than RM3,000 could only finance a home worth less than 200k, while those earning RM5,000 and below could afford up to 300K and those earning RM10,000 and below, 500K.

The Bank Negara said in a report that the slower rise in household incomes relative to house prices is also adding to the problem.

Household income has not moved up in tandem with the overall living costs. In fact durian is out of reach for some working Malaysians and jib jib fishes like Ikan Kembong are too deep in the pocket for some families to fry it out with cooking oil in more than 10% increased pricing. Bread and butter is not jib either. Flour prices went up and butter cost more since the depreciated ringgit.

The report further emphasised that almost tiga suku of the current supply of houses for sale in the country were not affordable.

A more startling fact is that 89 per cent of the working population earn less than RM5,000 a month, according to the Employees Provident Fund (EPF).

tupai
17-12-2017, 10:55 AM
so what are you doing about it? That I mean by doing something that can make a difference, that can effect a rippling change perhaps?

opulant
17-12-2017, 12:26 PM
...A more startling fact is that 89 per cent of the working population earn less than RM5,000 a month, according to the Employees Provident Fund (EPF).


Actually, I have posted the answer months ago....

The seed of the problem was planted half a century ago. It is payback time now.. !!

http://www.usj.com.my/bulletin/upload/showthread.php?38516-GST-sudah-dua-tahun


The crux of the problem is the low wages and the increase of wages cannot catch up with increase of price.

The root to the low wages is the official figure of low inflation rate because salary increment (to a large extent) either public or private will refer to the rate of incremental living cost as guideline to salary increment.

The compounded impact of artificially low inflation rate that have been around for more than 50 years have caused irrevocable damage to the real wages and hence people will feel “money not enough” when subsidies on essential items like sugar, flour, fuel, etc have been removed or partially removed.

opulant
17-12-2017, 12:34 PM
...A more startling fact is that 89 per cent of the working population earn less than RM5,000 a month, according to the Employees Provident Fund (EPF).


Apart from the historical reason as explained on post #3, here is another reason why...


....I went to putarjaya relatively frequent and often have a chance to look at the way some of these "beyond pen pusher" wasting my tax money. I would say they are grossly overpaid... Many of these "beyond pen pusher" are earning in the range of less than RM1500/month, the fair wages should be less than RM500 because ONE hardworking foreigner can do 2 or maybe 3 of their work.

opulant
17-12-2017, 01:08 PM
I have nothing but respect for hardworking people - be it a cab driver, a wantan mee hawker, a plumber, a cleaner, etc, etc who work hard for a living. Most of these people cannot catch up with the increase of living costs.

These are the people who are being marganilized although they work harder than many people. They don't have annual bonus or incentive reward (those "pen-pusher" will be given 2-3 months bonus by your 1gomen and the state gomen including the penang and selangor state gomen because of the coming erection). These hardworking people don't have anything - no medical benefits, no Epf and likely cannot access to many freebie like the br1m, Kr1m, xx1m...

Those who earn little salary because they want an easy job inside an air-cond premise with tea time from 9-10am and second round tea time from 3-4pm, on top of the long lunch time, abundant holidays, plus occasionally family day, big makan day, etc, etc.. This is their choice but don't expect others owe them a living.

IanQ
17-12-2017, 01:19 PM
For discussion purposes, I would like to propose 2 additional reasons for the low wages in Malaysia. These so happen to be the two that I can think of now.

Firstly is the influx of cheap foreign labor at blue collar segments. Many people doesn't realize that wages and quality of living to a large extend is a relative thing. If say a janitor is paid 10K rm per month, do u think a graduate working in a engineering firm would be paid 2.5K rm?

Secondly is the unnoticed subsidies provided by parents to fresh grads. A fresh grad joining a certain bank gets paid 2.6K rm per month. When I asked him how he come to work, he told me that he drives a Z4. Even his backup car (cos the Z4 broke down) is his mother's old 5 series.

Maybe thirdly is that Malaysian bosses are selfish and greedy. They dare to say in front of everyone that why should they pay 5K rm for a fresh grad from a reputable university when they can hire someone else without a degree but worked for 4 years for 2K rm? (sorry, i know this may not be a good argument, but seriously, if tertiary education is really that useless, why do these bosses insist their kids must attend top schools?)

zinglicious
17-12-2017, 03:09 PM
so what are you doing about it? That I mean by doing something that can make a difference, that can effect a rippling change perhaps?

I can only makes a small dent by cooking stories like this. My vote for a leadership that is from the people to the people is another microwave which is able to transformasi segi ekonomi like China or Korea which rises like flying phoenix from ash burning ashes.

Rippling effect? I dunnolah. As for the future leadership from wannabe leaders of the country and economy, do you know that Pro Bee End college kiddies swept the election at the college level in this year election from MU to UM? They seem to support to make Amerika Syarikat great again with Jib economy while having the University education budget to hospital medical supplies potong saga.

zinglicious
18-12-2017, 10:40 PM
Employees were encouraged to go on unpaid "career break leave" of six months to a year, or work half a month for half pay in the Media Prima which recycle cinema yesteryear shows to printing toilet newspapers. The media conglomerate Gomen GLC introduced a voluntary separation scheme for employees above the age of 50 to cut operational costs earlier this year.

Earlier this year, the media conglomerate introduced a voluntary separation scheme for employees above the age of 50 to cut operational costs. made a loss of RM101mil in the third quarter ended Sept 30, as revenue dropped to RM288.5mil amid declining trend of core advertising revenue.

Now if Gomen GLC is falling down with Half-baked Break-fast employment Skim for its staff, how is Jib ekonomi gonna to size up bulan bulan depan ? , https://www.themalaysianinsight.com/s/26350/

IanQ
19-12-2017, 10:26 AM
Don’t know about other firms, but my employer has many zombies and vampires around. Half are the elderly who should just retire but still holding on to their pay without doing anything, whilst others been thriving without doing any work since day 1.

Self declaration, unfortunately due to the zombies, I am turning into one.

I rather my employer would give out VSS and start the slate clean. The economy and the firm would be better off.

opulant
19-12-2017, 10:33 PM
How is Rakyat coping up in the present and future economic danger?

Economy is a scientific and professional field that should not be distorted by an individual's personal feelings or liking. To get an accurate picture of of economy, one must look at it more impartially ..

One reason we don't have enough money is because expectations from life have been rising. The more we expect from life, the more $$$ we would need to get for ourselves. I think the question is what kind of life one is looking for, and whether one is capable to create more wealth and opportunities to meet the expectations.

zinglicious
20-12-2017, 06:50 AM
MY economy does not reflect the reality of present decent lifestyle of Malaysians. Unless one who lives in the bunker with 6 in 1 room, working 7 days a week like the foreign workers monthly income of Rm 2,000 is more than enough.

The rate of RM 2,000 for graduate in most job entry was one decade ago but since have had been stuck at thereabout that level. But the cost of living from Telur Ayam to Ikan Kembung has rising almost double or triple. In the year 2000, roti canai was 60 puluh sens now it is RM1.20. Cost of a condo was Rm150K but now RM350K for apartment. LDP toll was Rm1.00 , sekarang Rm2.10.

And for those who wants a luxurious lifestyle, it is a different cerita. However, they are those with the bracket of RM10,000 might not be enough for moderate comfortable lifestyle if we take into account of Rm1 million housing installment, Toyota Vios hire purchase, Kiddies day care, Makan sekeluarga rumah atau diluar, baju serta seluar tahun baru dan lain lain lagi from shopping to maid salary. They would go economy rice unless can claim under company expenses entertaining thier clients at Old town kopitiam. Pelik tapi benar, my friends have to survive on credit cards where they can settle it with thier year end company bonus skim.

Back in the 80's when I was earning Rm3 K, I could drink all day and party all night long all with cool cash. I would drive all the way from Ipoh to KL and the toll only cost me less than Rm20. I think my Volvo 240GL full tank only cost me Rm60 to top up.

The only thing that was expensive was the blardy Nokia phone. Lost it in 2 weeks when I drove away on my car top. It was RM5,000 gone with the wind. Now a smart phone only cost Rm500.

jan tomaswaki
20-12-2017, 08:25 AM
Zing, now everyday you complain,"apa lu mau". Reading from your post ,everything in Malaysia is not in condition and i suspect you earn 6 figure driving UBER as a 5 Star driver. Life is what you want ? Got credit card spend spend spend, bill comes blame gomen. If not mistaken the chinese newspaper sunday column about chinese in Malaysia,90% hold passport, go travel overseas every year,drink gourmet coffee,eat at the latest resturant no complain, petrol gone up 2 sen blame gomen #$%$#@,. In life i see what i want in life that's all,

zinglicious
20-12-2017, 01:44 PM
Your suspicious mind is way off target. My 5 stars Uber driving in my HRV doesnt give me the figure of 5 figures. Just enough to buy roti canai in my spare time of driving whenever my moods takes me. heck in fact, this week I am only driving 3 hours to date. Last week also didnt drive for 3 days.

Even if the driver drives full time, the average drivers makes less than Rm20 an hour. Cruising 10 hours at Rm200 with taking in consideration of petrol, tyres, servicing and car depreciation.....you do the maths and kira kira whether it is worth to break your backside. No public holidays, no annual leave no MC, no EPF, semua tanggung sendiri.

My income comes from year end Christmas turkeys or Chinese new year baked Ayam but profit taking a dip with rising cost of these birdies. Even the buffet parties for the rich and famous at Desa Parkcity also taking a dip.

I am not complaining but cooking the stories from all walk of life especially when I talked to riders and look around the market with soaring prices with Jib economy. Not every Chinese have passport to fly over the seas and have credit cards to do shopping. In fact, less than 20% of Uber riders paid fares via credit card. either the credit card been frozen or credit limited.

You should have seen the present Q where Rakyat goes to seek treatment in Gomen hospitals.

Now this is the food for thought......

Taiwan, lacked natural resources, yet Taiwan had USD447.79 billion of foreign exchange reserve as at October 2017. Compare and contrast with Malaysia, which has abundance of natural resources, only has USD102.39 billion, during the same period. Pelik tapi benar, how many foreign workers work in Taiwan? Do you see them like in Mydin cashier counter, Petrol Pump or Kopitiam near you?

And the question is how long can the MY reserves last with Petronas or Potong saga?

jan tomaswaki
20-12-2017, 05:38 PM
Zing, UBER /GRAB drivers want to work in their own time aka own boss of course no EPF,SOCSO annual leave etc.Like you loaded this week drive only 3 hours and last week only 3 days. like i say before ,"apa lu mau ". My young days life i work hard, very hard and honest, after so many years i do my own business with the same style i apply when i was working , i manage to send my daugter to study oversea costing me RM15K per month, Next month i am paying a visit to Pope Francis in Vatican City."ini saya mau"

zinglicious
20-12-2017, 07:29 PM
iSayman....you still dun get it. You will not make money even if you drive 24/7 being Ublurred driver. You are a contractor to the Uber system. Being your boss to determine your time to drive whenever you like yes.....but you could get banned with low ratings. No way, any driver can make 5 to 6 figures. The most is 4 ekor nombor.

zinglicious
20-12-2017, 07:58 PM
Dun get me wrong, I am very happy for you to finance your dotter studies with 15k monthly over the sea with your hardwork but I am suspicious if she balik kampung would she be able to finance her offspring to university in future with this jib economy?

IanQ
20-12-2017, 08:50 PM
possible. Work overseas first until around 30 to 35 years old, and then if wish to return to Malaysia, do so. Start here at much higher pay vs locals.
We have 4 tiers of working people now... the super blue collar, the local, the malaysian expats and the real expats. :(

opulant
20-12-2017, 09:20 PM
....but I am suspicious if she balik kampung would she be able to finance her offspring to university in future with this jib economy?


In life, you do what you can and what you should at that time.... the rest is opportunity/destiny/faith.

There is no sure-win formula but there is always a fast track to cut short a long distance if you possess the right skills at the right time..

opulant
20-12-2017, 09:28 PM
possible. Work overseas first until around 30 to 35 years old, and then if wish to return to Malaysia, do so. Start here at much higher pay vs locals.


The difficult part is leaving... irrespective of how much more than the locals, the pay is still a lot more lesser than the previous job.

Worse when some of your coursemate are still there after many years you left... especially when you noticed thier tax is more than your pay !!

jan tomaswaki
20-12-2017, 10:35 PM
Dun get me wrong, I am very happy for you to finance your dotter studies with 15k monthly over the sea with your hardwork but I am suspicious if she balik kampung would she be able to finance her offspring to university in future with this jib economy?

Zing, why you want to worry about the children future ,housing and marriage. They can adapt it.Make sure they don,t ask you for money. My job is to give you the best education , the best food I can afford, the cosy bed you sleep,the best clothes you wear,"apa lagi lu mau"

Naka
21-12-2017, 12:21 AM
Zing, why you want to worry about the children future ,housing and marriage. They can adapt it.Make sure they don,t ask you for money. My job is to give you the best education , the best food I can afford, the cosy bed you sleep,the best clothes you wear,"apa lagi lu mau"

Agreed....but there are ppl who have a habit of worrying.

zinglicious
21-12-2017, 06:07 AM
Dun worry, Be happy .....when your kiddies has a choice of 100% scholarship guarantee in state of New York or at 50% in Philly state college simply because they are ABC. Already save 15K a month. With that kind of money, can see the Pope or Pop Stars concert in LA Superbowl.

My ex boss from pharmaceutical corporate uprooted to Downunder just like many Malaysians to save a bundle for thier children education in the 90's. He worked in the uncharted course from down under but managed to be in the top management of another pharmaceutical firm thereafter.

Just concern about fellow Malaysians .......who have limited choices simply because of losing the competitive edge because of dwindling reserve. Just sad to see the country with huge natural resources going down to the longkang due to the leaderships with so many forex losses and abuses.

And the currency depreciation has cause sleeping disorder for some parents financing thier children over the seas college. A couple of them are trying to sell off thier landed properties. Now that is worrisome and stress.

But then I worry a bit.....because of rising cost of raw material in imported turkeys, manuka honey, olive oils where I making lesser profit in my home made preventive medicated recipe or I simply Naik Harga.

zinglicious
21-12-2017, 06:52 AM
Kisah Benar........ which I wrote on my facebook years ago.

When I was lying in the CCU of Institut Jantung Negara, my cardiologist was worried about the blockages. he asked me why it took me so long to be admitted where I should known better that the sudden blockages due to thrombosis may result in sudden death and I had that symptoms a week earlier. Sumore I had self medicated by taking sublingual drug myself prior to that.

Told them I least worried where Heaven can grant me the entry because I was blowing holy smoke and the Hell Kitchen would have eternal employment because I am the Olde Mean Chef.

I would start to worry how much the cardiologist gonna to bill my medical cost for surgical intervention, consultation and medication over the course of time because I lapsed payment on medical insurance months ago. My friendly doc replied candidly..Dun worry be happy that there are plenty of Ah Longs in Malaysia. :p

IanQ
21-12-2017, 11:32 AM
The difficult part is leaving... irrespective of how much more than the locals, the pay is still a lot more lesser than the previous job.

Worse when some of your coursemate are still there after many years you left... especially when you noticed thier tax is more than your pay !!

What to do… if one wants to be back in Malaysia. Else, only return here when one retires? At least since one was born and raised in Malaysia, adaptation back to Malaysia is easier than those under MM2H program.

Then again, why bother to retire here if one has say 10 million usd saved up? The world is one’s oysters. Just come back for CNY or Raya or Diwali or whenever one crave for local Malaysian food.

I am starting to lose hope on Malaysia as well :(

ps: Although I am doing relatively well vs others in Malaysia, but like what you mentioned, many of my ex-colleagues or course mates are doing much much better. Malaysia as a environment is quite restrictive.

zinglicious
21-12-2017, 12:54 PM
This is another concern that is affecting the Malaysian economy - brain drainage. Many of them who had jumped planes or migrate illegal had given up thier MY citizenship. Except for a handful like my brother who had resided in NZ since his college days still have his IC. The only thing he cannot do is vote for that country. But he doesnt have to apply for Malaysia visa each time he balik kampung to have his dental appointment and foodies in Ipoh. The cost of his dental roots and crowning is enough for the trip expenses. Dental is that expensive in New Zealand. As a govt servant, he is cruising around in his BMW and two of his kiddies had full medical scholarships in MBBS.

Unless 1 Malaysian is a bum or gambler, it is easy to earn and save a bundle in most occupation. Easily save 30% of 2k income minus household and living expenses in decent lifestyle. Decent as in living in your own 3 bedroom apartment and cruising around imported cars. Cost of foodies and fruities is cheap if you cook your own.

In MY country , how many can save since childhood to buy diamonds like Rosmah? Here people with 2K income, have to rely on credit cards life support on decent living expenses driving around with proton saga FLX 2nd hand.

EPF withdrawal would leave little to spend on retirement when Malaysian parents got to pay for thier child college education and rising cost of inflation.

opulant
21-12-2017, 01:20 PM
….Then again, why bother to retire here if one has say 10 million usd saved up? The world is one’s oysters. Just come back for CNY or Raya or Diwali or whenever one crave for local Malaysian food.

I am starting to lose hope on Malaysia as well :(

ps: Although I am doing relatively well vs others in Malaysia, but like what you mentioned, many of my ex-colleagues or course mates are doing much much better. Malaysia as a environment is quite restrictive.



I think family reason is the main reason why people come back.

Our era placed strong emphasis on family (generally speaking, can be very different due to different upbringing)..

When one is capable to have better income, you want to make sure the family (old folks and siblings) also have a good living. You want to be around when the old folks are around, it is a blessing you can do something for the family. So, decided to come back in the mid 30s, and after starting a family, it is unlikely to reverse the path.

The plus side here is life is easy and good. All the income is actually the disposable income, big ticket items can be taken care by previous savings. The down side is the income is paid in a weak local currency. There is no issue at all to have a relatively good life here but may not be sufficient to maintain the same quality of life if wanna retire in good places abroad.

and for the income disparity between those who come back vs those who still out there, it is a “fair game” (although sometimes I whine about it over a few pints of beer with those who have come back). Life is a lot more easier over here. Also, you need a very supportive family for that kind of job which require extensive travelling. My course mate works in Sudan and middle east his entire working life and is still there, he missed a lot of important things in life, in my opinion.

I guess can’t have two sides of the coin.


p/s : my course mate's refusal to come back has little to do with money. He was once offered USD4000/day for his skills here and I am sure he still can command USD2000+/day even at the current low crude price…

zinglicious
21-12-2017, 02:33 PM
Spot on..... family ties and commitment. I came back to pay respect to my late mother who passed on while I was in USA and for my wifey aging mother who lives alone. Other bonus is that my ABC children can speak Malay, English, Mandarin and Canto pop to study at Chinese primary school.

Though I was questioned over that decision by fellow Malaysians with brighter economic future overseas, I still feel proud to be back. My wifey owes me big time over the commitment. And the occasions when I drove back to Ipoh to have curry mee, chee cheong fun and kai C hor fun with my late brother whom I value relationship much. Priceless.

I guess it is time to return to USA where my son is ready for college in a couple of years......

opulant
21-12-2017, 03:24 PM
..I guess it is time to return to USA where my son is ready for college in a couple of years......

Since living cost in this cheap(jib) place is already a big concern to you (turkey is expensive, roti canai is not cheap, house is beyond reach, etc, etc), mind share how you are able to cope with places with much higher living cost like the USA ?? .... especially you are earning the cheap(jib) ringgit, you are not an ABC... and you will get even older in a couple of years ?? :confused: :confused:

I would like to learn from you as I also think of one day I can "return" to some expensive places when I am bored with this current cheap(jib) place...

zinglicious
21-12-2017, 10:13 PM
I am still fit as a stallion where my cardiologist have been happy with my status every 3 months check up. Shouldnt be an issue for the next 10 years. Old horse TDM is a fine example.

I will be woking around with Uncle Sam currency when I get to USA which is a land of opportunities. earn USD spend USD. easy as ABC from being a manager or waiter, cook or bartender. Or I can even set up shop there. But I think I would be taking life easy there by being a real estate agent. Just have to take and pass the exam in 6 months. or I simply day trade on bio tech stocks which I used to make a bundle in my hey days. so there you are - my style of open options. USA world is fill of oyster and lobster.

My only concern is when I make EPF withdrawal is at 30% less or more compared with USD. Most probably I rather take out the money safely and invest on my own accord taking a gamble at Genting stock. Meanwhile further losses recorded by poor governance or element of CBT where land ownership get lost in translation. https://www.nst.com.my/news/nation/2017/12/316783/felda-could-lose-rm200m-jalan-semarak-land-following-dubious-deal

opulant
21-12-2017, 11:30 PM
..I will be woking around with Uncle Sam currency when I get to USA which is a land of opportunities. earn USD spend USD. easy as ABC from being a manager or waiter, cook or bartender. Or I can even set up shop there. But I think I would be taking life easy there by being a real estate agent. Just have to take and pass the exam in 6 months. or I simply day trade on bio tech stocks which I used to make a bundle in my hey days. so there you are - my style of open options. USA world is fill of oyster and lobster.



Thanks for the employment advice ..

Actually, I was about to go to bed but after reading you post, I am so excited to look forward to US.. ;)

I just suddenly enlightened by you that US is such a wonderful place with bountiful opportunities... and they welcome anyone to work there, no worry about entry visa or work visa.

Although I am not as multi-taskings and multi-talented like you - real estate agent, online stock trader, manager, chef, bartender, uber driver, etc, etc but I am still very positive of being accepted and getting a job there.

OMG, I must have been wasted my whole life in this country and other places doing the wrong thing... damn :mad:

zinglicious
22-12-2017, 01:17 AM
1st, you have to get the green card or tax ID to seek employment or set up shop in US. Or you may invest in a million dollar business that gainfully employed 10 Americans to work for you. Or win a visa lottery ticket . Or you are acclaimed sportsmen or superstar like Jacky Chan .Even a entry visa , you cannot work unless you seek refugee status like Bak Good Teh Alvin. But then you can apply for the evergreen card by marrying American hottie. Now that is the hot tip.

Yeah, USA can gives you opportunity like the owner of Penang restaurant chains who jumped plane to wash dishes and was awarded Datoship when he balik kampung after 15 years to set up Asia Cafe in SS15.

zinglicious
22-12-2017, 01:53 AM
But then again, Malaysia has been a haven for a biz acquaintance of mine who is illiterate from poor financial background. But this 40 plus chap worked hard with amazing attitude, and foresight. His primary biz is heavy industries but owns acres of land and properties. His biz is truly remarkable despite his handicap in written Mandarin, English and Malay has enable him to command respects from his staff and biz circles because of his ethics. And best of all, he doesnt have any endorsement of corny connection.

In one meeting I set up with MY state investment secretariat, I came with a business suit and tie. While driving me there, he asked should he buy suit and tie since he was in just a plain white shirt......I said no.....he doesnt have to.....he is a real businessman eyeing biz opportunities to invest and develop state land. His credential is good enough even without the datoship title. Let his financial record do the talking while I translate it for them.

Looking forward to 1 day where I will be flying to US state dept with him to make America great again eyeing some biz opportunities there. Now going there with zzzzzzzzzzz dream.

jan tomaswaki
22-12-2017, 07:57 AM
BKT Alvin, your tactic getting green card so easy meh ? talk is cheap marry a hottie, seeking refugee status you can keep on dreaming.My 20 staff UNHCR card holders has been waiting to meet Bush then Clinton , Obama and now Trump until now they finally meet their new Govt.Invest USD1 million = MYR4million ,i live like King in Malaysia. You better forget everything you dream but you can only dream striking 4D and buy me a cold beer with Tupai.

tupai
22-12-2017, 11:05 AM
BKT Alvin, ...and buy me a cold beer with Tupai.

Jan, haven't we been waiting like forever? It is a still a dream awaiting to be materialised. It is Good and encouraging to have a dream! like my fave dream: marrying an all American, nubile nymphet millionairess hottie bit ... *but i digress*

With our Chef o' all trade & Master of many things Alvin, Thank Lord Buddha/Jesus/KwanYin/Atom ant/Zeus/Mighty Nibokaniza/Krisnan/Yahwah/Allah I have given up waiting else, i'd have died of extreme thirst longggggggggggggggg ago.

opulant
22-12-2017, 01:19 PM
Ooops, the hot air of “retuning” to america only last one night ...... :laugh:


Ok lah, since today is winter solstice, I tell you what is the BIGGEST INEVITABLE OUTCOME that is looming in front....

First and foremost, I am thankful and grateful that I was born in an era with little competition. Practically zero competition from regional talents and very negligible competition from local. No regional competition because the neighbours were still sleeping or still lack the resources to be competitors. Little local competition because most people here were hampered by the herd mentality in important choices.

After 30 years, time has changed everything...

I am WORRIED for the younger ones because from now and in future, they have to compete with the more-prepared and more-hardworking regional competitors in the local and regional battle field. I am VERY VERY WORRIED when the younger ones compete in global arena because there is no way and I repeat no way those younger ones from here (with the current mindset, education and upbringing) can ever get closer to the almighty competitors from the middle kingdom.


Solutions ?? I got ...but cannot tell. :heheheh:

zinglicious
22-12-2017, 02:07 PM
I am suspicious someone got confused Alvin Tan between Alwin Tan.

Alwin Tan is in Malaysia today and was in USJ yesterday nite delivering turkeys. In fact, I was in Tupai neighbourhood and wanted to drop by to his watering holes filled with whisky. But I dun see his motorbike when I swing by. Alwin Tan was in the US cable TV once but fully dressed ......not making love but serving food.

Alvin Tan is in USA under refuge status where he first shot to fame here over his sex blog with then-girlfriend Vivian Lee, fled the country last September to seek political asylum in the US after he and Lee were charged with sedition for insulting Islam over a “bak kut teh” picture on their Facebook page. http://www.themalaymailonline.com/malaysia/article/alvin-tan-can-be-convicted-of-sedition-though-in-us-umno-youth-exco-claims#iTyxVha6Q2Vo3DGy.99

And it was easy enough to seek refuge for another Singaporean punk in USA where it is a dream comes true to be the mocking bird. http://www.bbc.com/news/world-us-canada-39388810

It is easy to run across the border from Tijuana like a coyote.....or jump like a froggie from Niagara Falls to United States. Better do it quick before The Great Wall of US is erected by Donald Duck administration.

Most of all, ABC easy to get married in Las Vegas. I did that and got the marriage lesen right away.

zinglicious
22-12-2017, 02:28 PM
According to MY Doktor TDM, Rm30 billion was lost in his era while RM130 billion hilang during Jib economy.

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zinglicious
22-12-2017, 02:40 PM
10 % of MY youth are unemployed while jobs from cashiers to waiters in MYdin to 7-11, Oldtown to Paparich and Jan 20 odds workers from UNCHR are gainfully employed. https://www.bnm.gov.my/files/publication/ar/en/2016/cp04_003_box.pdf

I used to pay local serving staff like form 3 to form 5 students 100 moons ago at Rm5 an hour. This holiday my son and his classmates work in thier form 3 holidays at RM5 an hour. And the restaurant is filled with foreigners from front desk to hell kitchen.

How to be progressive and high income nation in 2020? Just about 20 moons away........

zinglicious
22-12-2017, 03:13 PM
BKT Alvin, your tactic getting green card so easy meh ? talk is cheap marry a hottie, seeking refugee status you can keep on dreaming.My 20 staff UNHCR card holders has been waiting to meet Bush then Clinton , Obama and now Trump until now they finally meet their new Govt.Invest USD1 million = MYR4million ,i live like King in Malaysia. You better forget everything you dream but you can only dream striking 4D and buy me a cold beer with Tupai.

To make America great again, Donald Ducks and Osama wants Chinese like you who fights like Jacky Chan or Jacky Ma. Jack Chan invested in multi million mansion at Brooklyn while Jack Ma invested billions in New York City estate and freehold land in the state of New York.. Even Genting Highlands is investing in the big wave to built thier empire from New York to Florida via gambling and resort hubs.

One of the best properties buy guidelines is buy whenever the Chinaman are buying. The slum nugget neighbourhood would soon turn into gold mines. A house at Philly which I didnt sign up to buy at USD60K went up to USD 350K a decade later.

Many Americans hottie eyeing at Chinaman. My friend was hooked with 1 but ended up screwed with half of his restaurant empires gone as divorce settlement.Yes he just made 1 american hottie great again by a stroke of lawsuit.

Want to hear more? you got to get a bottle or two whisky at Tupai neighbourhood where I will swing by with Uber. I am great in cooking stories how find American hotties easy as ABC.

jan tomaswaki
23-12-2017, 01:28 PM
Alwin, apa lu mau !!! normally all develop countries citizens do not do 3D works and Malaysia is one of them.Look at the coffee shops ,see any local asking you "Uncle Alwin what you want ? kopi ping,teh see etc... Youngsters likes to work in gourmet cafe which they will be address as barista not ah Beng.Properties prices alway go up everywhere in the world. You should buy last time, Now regret .Apa lagi cerita ada ?

zinglicious
23-12-2017, 02:14 PM
I didnt regret of not buying that house as I made " impromptu" decision to balik kampung to pay respect to my late mummy. The house need to be renovate extensively and I need to oversee it personally. do not wanna depend on my relatives for that kind of trouble to run around the city hall and contractors. After all, she is clueless. I was the one where help was needed to sort up from schools to hospitals, city hall to police or lawsuit matters.

Neither did I regret of not taking up the offer to open up a restaurant downtown at Philly financial main street where I was given 20% free holding shares with salary and perks offered by an American Italian friend who entrusted me to pick the location and staff to run it free hand.

As for the properties prices, it is not always properties prices go up everyday. During the subprime crisis, prices went down 50% in some states like Florida or Vegas. And in Detroit , the upswing prices is still insignificant today/

Now it is interesting to see how Downunder properties would fare since financial restriction is tightened by Mainland authorities and by the Australian themselves to regulate housing problems faced by thier own citizen especially the flip flop deals of selling and buying restaurant ownership to gain permanent residence visa. https://www.reuters.com/article/us-australia-property-china/chinese-capital-controls-send-tremor-through-australian-property-idUSKBN1E136S

Back to Jib economy, MY housing is facing problems where 27% of Johor properties remains unsold and more are being built halfway. http://www.freemalaysiatoday.com/category/nation/2017/11/29/moodys-says-property-oversupply-may-last-5-years-prices-to-drop/

As for developed countries from Korea to Taiwan, it is hard to see foreigner workers with legal permit to sweep the floor, serving drinks up front, or in the sweat factories. Here in Malaysia, the chow kit street looks like Dhaka or Selayang main market looks like Rangoon. And at Chinatown petaling street, see who really manning the stalls ?

jan tomaswaki
23-12-2017, 09:19 PM
Zing, you buy me drink I,ll tell you why some houses cannot sell, too sensitive to discuss here," lu mau"

zinglicious
24-12-2017, 09:04 AM
I can tell you why some house kenot sell.........or hard to sell FOC
1/got Hantu
2/asking price too high where it is not reflective of current valuation
3/spouse do not want to sign off due to dispute
4/buyers unable to secure bank loan
5/neighbourhood with too many for sale signs
6/ fung shui no good with numbers like 14 to 47
7/ House being caveat for many reasons by the lawyers or federal Govt.

After finishing my turkey assignment and consignment today, I can buy you a bottle of kopi topped with 1 bottle of Bailey. Then can be followed with the Famous Grouse and ends with Champagne Pop to celebrate the New Year. For you anytime , just call me.ropert

After finishing my turkey assignment and consignment today, I can buy you kopi topped with 1 bottle of Bailey. Then can be followed with the Famous Grouse and ends with Champagne Pop to celebrate the New Year. For you anytime , just cuba Uber me ....I mean call me to party all nite long.

Best of all, I can cook you the story upfront and share my finger tips with facts and figures what properties can be sold at the current Jib economy period and beyond 8 to 10 years just like what the Fung Shui Loh said.

jan tomaswaki
24-12-2017, 01:49 PM
I can tell you why some house kenot sell.........or hard to sell FOC
1/got Hantu
2/asking price too high where it is not reflective of current valuation
3/spouse do not want to sign off due to dispute
4/buyers unable to secure bank loan
5/neighbourhood with too many for sale signs
6/ fung shui no good with numbers like 14 to 47
7/ House being caveat for many reasons by the lawyers or federal Govt.

After finishing my turkey assignment and consignment today, I can buy you a bottle of kopi topped with 1 bottle of Bailey. Then can be followed with the Famous Grouse and ends with Champagne Pop to celebrate the New Year. For you anytime , just call me.ropert

After finishing my turkey assignment and consignment today, I can buy you kopi topped with 1 bottle of Bailey. Then can be followed with the Famous Grouse and ends with Champagne Pop to celebrate the New Year. For you anytime , just cuba Uber me ....I mean call me to party all nite long.

Best of all, I can cook you the story upfront and share my finger tips with facts and figures what properties can be sold at the current Jib economy period and beyond 8 to 10 years just like what the Fung Shui Loh said.
Zing, you are outright wrong and outdated, if you want to know ,lu beli minum

tupai
25-12-2017, 11:50 AM
Zing, you are outright wrong and outdated, if you want to know ,lu beli minum

Ok. Enuff of tokking ayam and zing songs...here lies my thrown gauntlet to ye lot.
Time: Late afternoon.
Date: Anytime after Boxing day
Venue: SS17 tokoshan (for cheapest beer in SJ, PJ and some say JJ too
Ye have my number. Text me when 5mins ETA.

MERRY CHRISTMAS and Have a jolly day ahead!

zinglicious
26-12-2017, 12:08 AM
Phone kena curi and semua usj.com. nombor sudah hilang. Harap Jan boleh panggil saya lagi bila pergi jumpa Sang Tupai where we can drink under the tree at tokokshan. Otherwise, I go knocking if i see that motorbike at the house after boxing day.

BTW, aint really interested in houses that kenot be sold. Whatever zing for? More interested houses that be sold...... Have stockpile of Jib Jib economy size of C₂H₅OH of bulldogs that have not been barking aloud.