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ahtal68
25-11-2005, 02:56 PM
I was unlucky a few nights ago and accidently hit a car's bonnet near SP Court 9.
My car came out with only minor scrapes and broken number plate, the other car though was damaged (Honda, the hatchback type 10+year car).
We both made police reports, I told him to get it evaluated and he has now comeback with a figure. Personally, I think it is too high and at the same time I don't want to lose my NCB.(max)
I need some assistance, is there anyone who can make an estimation based on the condition of the car and tell if the price is fair?
The problem is he had towed his car to a bengkel in Sungai Besi.
All advices and info will be much appreciated. Thanks

SunwayKid
25-11-2005, 03:29 PM
Get your own mechanic to evaluate the damage and repair charges. Then offer him the sum and if he dispute the sum, to send it to your mechanic for repair. Make sure he sign a settlement/waiver letter.

At the same time, you should report it to your insurers to cover yourself as you have amde a police report. I don't think you will lose your NCB just for reporting it but please do confirm with the insurers first.

If you need a KL based mechanic, pm me for the number.

aimless
25-11-2005, 11:29 PM
Get your own mechanic to evaluate the damage and repair charges. Then offer him the sum and if he dispute the sum, to send it to your mechanic for repair. Make sure he sign a settlement/waiver letter.


puttin myself into the innocent party's position, i would not be happy if someone hit my car and then wants to have the damage repaired at HIS mechanic. As far as i am concerned, it is your fault, so I will choose the repair shop.

I guess if the guy is being unreasonable and trying to rob you blind, then the thing to do is to let the insurance settle it... Just too bad about the NCB..

GreenBug
25-11-2005, 11:35 PM
ahtal68, how much is your NCB now? You need to see how much you lose in your NCB in your next insurance renewal. if its a small sum, settle using your insurance. If its a big sum, consider negotiating with the other car owner. I'm sure not everyone is out to rob us.... :D

Zimon
26-11-2005, 12:25 AM
If you are not going to settle thru the insurance coy, you may want to appoint a licensed loss adjuster who will give a fair and justified estimate of the repair, you can find them in the yellow pages or ask your insurance man/company

joker2107
26-11-2005, 02:24 AM
in settling accident claims, a lot depends on d goodwill of d parties involved. like just how bad is d other car? can it b used without repairs? can d driver/owner do without d car waiting 4 your fair quote? does he trust u 2 settle d bill? is he adamant on getting yr insurer 2 fix up his car real good more than it was before u kissed it? if he wants yr insurance, its gonna b real tough 2 stop him. 2 complicate matters yr insurer may repudiate liability if u do not inform them of the accident and possible claim soonest possible, i.e. d other guy will take d most of d opportunity believing that yr insurance is gonna pay but u end up wit d whole bill cos u breached d terms of yr insurance. aint no luffin matter this. good luck.

SunwayKid
26-11-2005, 09:05 AM
puttin myself into the innocent party's position, i would not be happy if someone hit my car and then wants to have the damage repaired at HIS mechanic. As far as i am concerned, it is your fault, so I will choose the repair shop..

If the insurers pay, it would not be a mechanic of your choice, if would be of theirs, irrespective of whose fault!

ahtal68
26-11-2005, 10:34 AM
Thanks everyone,
After much thought, I have decided it is best to let the my insurance handle it.
Too bad about the NCB. (55%)
I am sure he is not out get me, seems to be an honest chap, can imagine the inconvenience of being without a car.

Thanks again.

aimless
26-11-2005, 04:13 PM
If the insurers pay, it would not be a mechanic of your choice, if would be of theirs, irrespective of whose fault!


not quite - you can choose the workshop from the approved panel. Sure, it may not be your friend's shop, but if you are with a reputable insurance company, there should be some reputable workshops on the panels.

how would you like it if i rammed into your car, and then took it to my "friend's" workshop, promising that i will kautim everything, when my real intention is to tell my friend to give you potong kerata parts, cheap paint, and to generally cut corners? imagine if you just bought a precious new car - are you going to put up with it?

SunwayKid
26-11-2005, 05:38 PM
not quite - you can choose the workshop from the approved panel. Sure, it may not be your friend's shop, but if you are with a reputable insurance company, there should be some reputable workshops on the panels.

how would you like it if i rammed into your car, and then took it to my "friend's" workshop, promising that i will kautim everything, when my real intention is to tell my friend to give you potong kerata parts, cheap paint, and to generally cut corners? imagine if you just bought a precious new car - are you going to put up with it?

Theirs mean the insurance panel lah, which might not be the friend's workshop.

Neither would you like it if I the victim, take the car to my friend's place, ask them to do everything the best, including replacing /spraying some parts not affected by the accident .........would you be willing to pay from your own pocket without an independent verification? :p

Like I said earlier, let an independent mechanic verify whether the friend's mechanic repair costs is justifiable.......that's all. :)

aimless
26-11-2005, 05:42 PM
Neither would you like it if I the victim, take the car to my friend's place, ask them to do everything the best, including replacing /spraying some parts not affected by the accident .........would you be willing to pay from your own pocket without an independent verification? :p


yes yes... that one i agree also... so independent would be the best... unless it so happens that the two parties can agree on a workshop..